If you feel that you have to pay a lot to get insurance for couriers, then you must check out these tips that will go a long way in fulfilling a legal obligation, and at the same time, help you sail through your business easily.
Install a telematics device
It is an electronic device system that tracks a vehicle’s locations and how’s it being driven. These are quite helpful in accessing the risk. These devices can reduce accident rates, improve driver safety, help recover a stolen vehicle, and make the driver aware of being monitored so that they drive with care.
Fit a dashcam too
Not only with words, now you will have proof of your innocence. Also, drivers running a vehicle with a dashcam tend to be more careful in their driving, thus avoiding any unforeseen accidents. While getting insurance for couriers, make sure you install a dashcam before it.
Additional security
Thieves try to steal delivery vehicles as they find it easy to steal. Drivers have to leave their vans unattended because of the nature of their work. They have to make a delivery, and thieves look for this opportunity to steal the vehicle. To get insurance for couriers and combat this issue, you can introduce additional locks, internal cameras, and trackers.
Give a higher excess
You can make cheap insurance for couriers with your efforts too. If the amount you pay during a claim is high, you can help reduce your premiums. Also, if your claim history is low, you can get cheap insurance for couriers.
Get courier fleet insurance
Do you own more than one vehicle for business purposes? Do you have a small fleet or a big fleet of vehicles? You might have vans, cars, motorbikes, and trucks. You can get a cheap courier van insurance by taking the fleet insurance that offers the lowest cost per vehicle, is easy to administer, and you save money on them as well.
Pay annually
Paying a big amount in a lump sum will help you lower down the cost and you will have cheap insurance for couriers. Don’t go for convenience by paying in installments, because ultimately you would be paying higher.
Always use an insurance comparing portal
Portals like Total Insurance in the UK have revolutionalized this concept. They ask for your requirements and present policies by different companies. It makes it easy for you to select the right one which is the cheapest and provides you coverage in the right way.
For insurance for couriers, you need to check out if they cover vehicle insurance, goods in transit insurance which in turn covers hazardous goods, items moved during a house move, fragile goods, livestock, and human remains too. It is always important to check out your cover, or if needed, start with a full-coverage option that involves a third party, fire, collision, and other such covers. This way you can get cheap insurance for a courier that covers everything for you.
